A PATENTED PAYMENT TRANSACTION PROCESS API MADE AVAILABLE TO ANY WILLING PARTICIPANT (BANKS, PROCESSORS, VALUE STORES, POS COMPANIES, E-COMMERCE SITES, INFORMAL MERCHANTS AND OTHERS) LOOKING FOR SEAMLESS, ANONYMOUS REQUEST & RESPOND BASED PAYMENTS INCORPORATING RULES AND ATTRIBUTES
" The 2D API offers a simple and convenient "Request to pay" with the added function and transaction capability similar to a smart contract based on the blockchain. The 2D process turns traditional transactions into intelligent transactions, especially in the payments and settlement space."
CORE VALUE PROPOSITION
Creating a new way for businesses to sell or campaign their goods and services to a wider audience with payment and settlement built-in as part of the transaction. With a single integration and adoption of the 2D Transact process any value store operator make the option available to all their customers at the same within their own existing mobile and web apps. The customers will instantly be able to perform push payments or many other types of transactions from the same menu with ultimate anonymity and security. Customer data is never required in the transaction and it remains within the value store or mobile app community system.
The 2D Transact system completely eliminates the need for and use of personal information when making payment. Our system works on institute level and not on individual level. NO customers data is ever required or used to perform transactions. Customers simply scan 2D Transact codes in QR format or type them using the apps or USSD menus. Transfer of value to the beneficiaries in the type of value they accept. Seamlessly and conveniently pushing values.
The digital transaction landscape and economy forever changed due to the global COVID-19 pandemic. The traditional way of performing transactions will simply not cut it. We provide a way for any value store operator and application community to retain transactions on their ecosystems and prevent the transactions to migrate away. Transaction mechanisms and ecosystem that are providing innovative new forms of value, provide ultimate customer security and convenience to all parties involved the transaction will not only remain, but also attract new transaction volumes.
TYPICAL TRANSACTIONS & SOLUTIONS ENABLED BY 2D
FINANCIAL INCLUSION & INTEROPERABILITY
OBTAIN AUTHORIZATION OR PERMISSIONS
INTELLIGENT SALES AND MARKETING TRANSACTIONS
The 2D API provides a tool for ANY institution to participate in cash-less and card-less payment and settlement activities and create an inclusive interoperable ecosystem for them to exchange values. The 2D protocol also supports participation by older text based technology users
The API can be used to create a transaction process to obtain specific undeniable permissions to access personal information or install a debit order on accounts or authorize certain request in person
A whole new way to create intelligent sales and marketing campaigns that could combine a variety of desired results into a single transaction. Complex structured, conditional rewards and discounts linked to a bill or sales campaign.