Programmable transactions through APIs
One mechanism. Any value.
Every connected channel.
Connect transaction requests and authorised responses across integrated banks, wallets and service platforms. Bring programmable transactions to smartphones, feature phones, merchant terminals and business systems.
Request a demonstrationSee how 2D works
Value agnostic by design. Available channels and settlement capabilities depend on the integration and connectivity to the controller.
The code references the transaction. The platform moves the value.
2D Transact creates a shared reference for a transaction request. A responder uses a connected service to retrieve the details and authorise a response. The 2D Controller coordinates the configured logic through APIs, while the integrated bank, wallet or service platform performs its authentication, compliance checks and settlement.
A mechanism built to connect.
Value agnostic
Use a common transaction mechanism across supported fiat, commodity units, rewards, time and other forms of account value.
Technology inclusive
Present a QR or numeric code and support responses through connected apps, USSD services, chat, POS terminals or web interfaces.
Programmable by design
Associate supported rules and attributes with the request, so the transaction carries its intended purpose and execution logic.
A request can exist before its responder is known.
Create the transaction request and present its code without preselecting the responding customer. The customer responds through an integrated platform, where their identity and authority are verified. This separates request creation from responder selection without removing authentication.
Practical applications.
Merchant acceptance
Present a transaction code at a merchant and let customers respond through supported bank or wallet channels.
Communities & rewards
Connect configured rewards and community wallets to transaction requests and supported spending flows.
Enterprise workflows
Embed requests and responses into billing, collection and business processes through APIs.
Connect your next transaction.
Discuss your platform, channels, units of value and intended transaction flow with the 2D Transact team.
