Our History

Over the past 1.5 decades we have developed and patented a new transaction controlling mechanism made available through a participation process. We believe it could potentially change the way the world performs mobile payments and securely respond to many types of request-based transactions.

Our Vision

Our Vision at 2D Transact is to quickly and effectively become a global standard by which non-smartphone and smartphone users connect and respond to complex, attribute based transactions across multiple industries and markets. 2D Transact is establishing a global footprint in all continents through partnership with market leaders in various countries.

Why we developed it

The global need for all inclusive, simplified, secured, verified and private mobile payments ultimately led to the development of this game changing process. A process applicable to just about any type of transaction request, based on rules or attributes, that requires a verified and secure user response.

Our Mission

We are on a mission to enable every person on earth to participate in a digital economy through mobile transactions of financial or non-financial nature, no matter if they are banked or not, using smartphones or non-smartphones. The 2D Transact mechanism potentially enables anyone with any kind of mobile phone to perform safe, secure and simplified transactions.

One Of Many Problems Solved

Today modern payment codes (QR codes) are used to store complex transaction attributes, rules and detail about the transactions within the QR code itself. This is a significant problem for non-smartphone users. It is impossible for a user of a text-based menu system to respond and perform transactions against QR codes, simply because text-based systems are basic unintelligent user response systems. To Solve this the 2D Transact system creates the transactions with its complex attributes, rules and details elsewhere and issues simple numeric codes (presented in QR, plain numbers or barcode format) for users to respond to them. In the process 2D Transact effectively enables a text-based user to easily and securely perform complex transactions from a non-smartphone device. Smartphone users conveniently enjoy QR code scanning by default.

 SAFE & SIMPLE USER INTERACTION WITH NO PERSONAL DETAIL TRANSMITTED OR PRESENTED. SOME USE CASES AND APPLICATION OF THE 2D TRANSACT MECHANISM

Instant Financial inclusion

Instantly include an entire user base to perform financial transactions online without any card or legacy bank account required. With 2D Transact as payment option enabled inside any application or USSD menu presented by any value store provider like mobile money, e-wallet, shopping cards and more, the users can effortlessly buy goods or pay for services online or at any other 2D accepting point. Even use a non-Smartphone with a USSD dial string.

Cash-less Informal trading

The 2D mechanism integrated into any informal trader application easily facilitates real-time cash-less and card-less payments and other financial and non-financial transactions. The trader instantly receives transaction status and is settled via electronic funds transfer thereafter. It is safer and quicker to perform cash or card-less transactions in the street or informal market place. Transactions can be performed using old technology like USSD dial strings (*120*#)

Authenticate requests of personal nature

Simple user response to any request-based transaction. Quick and effective personal authentication or approval of any such request-based transaction represented by a simple 2D Transact code. Scan the code or type the code into a 2D enabled application or interface, so simple and very secure.

Subscribe, Vote, Enter competitions

Where 2D Transact generated codes represent any form of subscription options, competitions or even a party to vote for a user with 2D enabled applications or USSD menu can easlily and safely respond to the code by scanning the QR or typing the code into their app or menu. Simple, safe, fast.

SIMPLE, SECURE API SYSTEMS FOR MOBILE OR WEB APPLICATIONS TO INTEGRATE WITH AND USE THE 2D TRANSACT MECHANISM 

TODAY THE PATENTED 2D TRANSACTION MECHANISM INTELLIGENTLY DELIVERS TRUE FINANCIAL INCLUSION, MOBILE PAYMENT & ONLINE PAYMENT SECURITY, USER SAFETY, VALIDITY OF SUBSCRIPTION, VOTES, FIRST PERSON PERMISSION BASED REQUIREMENTS AND MUCH MORE.

THE 2D TRANSACT MECHANISM IS PROVIDED ON THE BASIS OF A LICENSE TO OPERATE THE SYSTEM IN EVERY COUNTRY. INTERESTED GROUPS, COMPANIES OR ENTITIES LOOKING TO ACQUIRE SUCH A LICENSE PLEASE FOLLOW THE LINK BELOW.